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Pro and Family

See where the month is heading, and what's getting pricier

Your receipts already hold the answers: what this month will cost, which category is running away, which subscription quietly went up, and where your usual groceries are cheapest. Insights work them out from your own ledger, on the web and on iPhone.

01 / 05

A month-end forecast you can act on

Sorayli projects the month from how you actually spend: the median of your last 14 days, quiet days included, so one big receipt doesn't double the forecast. Bills you've marked as recurring that are still due this month are added on top, because a run of small days never sees the rent coming.

Against what you usually earn (the median of your last three full months), that gives you one number for today: how much is safe to spend each day until the month ends.

Sorayli's Analytics screen on iPhone: a month-end forecast of $3,657.55 projected spend, $3,020.68 spent so far and $71.51 safe to spend per day, above the category momentum card.
From the iPhone app, using the demo account's sample data.

02 / 05

Category momentum, without the false alarms

Each category is compared with last month and with the average of up to six months before it, with sub-categories folded into their parent. Mid-month, the comparison is scaled to how much of the month has passed, so rent that isn't due yet doesn't read as a 90% drop.

A category is only flagged as a spike or a drop when the change is both statistically unusual for you and at least a tenth of its average, so a steady category doesn't shout about a small wobble.

Category momentum on iPhone: $3,020.68 spent in October, up 16% on last month, with the Home category's last six months as bars.
Category momentum on iPhone: every category against last month, Entertainment flagged up 389% and Shopping up 95%.
From the iPhone app, using the demo account's sample data.

03 / 05

Subscriptions that changed behind your back

Mark a charge as recurring once, and Sorayli follows it. Insights add up what your subscriptions cost a month and a year, list what's due in the next 30 days, and point out the three things people miss: a price that crept up, a plan still marked active that has stopped charging, and the same company billing you for two plans.

The list itself, with a reminder email before each renewal, is on every plan. How subscription tracking works.

Upcoming Bills on iPhone: every active recurring charge, soonest first, from Canva Pro at $15.00 in 27 days to Hulu at $9.99.
From the iPhone app, using the demo account's sample data.

04 / 05

A price tracker for what you actually buy

Because a scan keeps every line of the receipt, Sorayli can follow a product across months and shops. Names are matched the way a person would read them, so “MILK 1L x2” and “Milk 1L” are one product, while sizes stay apart: a litre and half a litre are different prices.

A product is tracked once you've bought it twice at least a week apart. For each one you see its latest price at every shop, cheapest first, and your basket inflation: how much the things you keep buying have gone up, weighted by what you spend on them. How to track grocery price increases.

The Price tracker on iPhone: basket inflation of +4.3% across 8 tracked products, then each product's price change and the shop where it's cheapest.
From the iPhone app, using the demo account's sample data.

05 / 05

Where your money goes, shop by shop

Your top shops, with their share of your spending, how many times you went and how that compares with the same stretch of days before. Different spellings of one shop, from different receipts, are merged into one.

Where you shop on iPhone: the top shop's spending over six months, with the most visited shop and the one that costs the most.
Where you shop on iPhone: every shop ranked by spending, with its number of visits, spend per visit and change.
From the iPhone app, using the demo account's sample data.

On your iPhone, only when there's something to say

Once a week
One push with the single most useful thing the numbers say: a subscription that went up, a category spiking, a plan that stopped charging, your basket, or the forecast. A quiet week sends nothing.
Saturday morning
Before the weekend shop: the one shop where the most of what you buy is cheapest, with up to three of those products named.
How to get them
Turn on push notifications and weekly reports in the iPhone app's Settings. Both pushes come with Pro and Family.

Saturday 10 October

9:41

  • 2 things you buy are cheaper at Corner MarketnowWhole milk 1 gal $3.89 vs $4.29 at Green Valley Market. Worth a look before the weekend shop.
  • Video streaming costs more nowMonIt went from $15.49 to $17.99 (+16%). Subscriptions run you $87.20 a month.
Illustration with sample figures, worded as the app's real notifications.

On every plan

What your discounts added up to

Every discount printed on a scanned receipt is counted: your total for the year, month by month and shop by shop. On the first of each month, an iPhone push tells you what you saved in the month before, when you saved anything. This part is free.

With Pro and Family

Everything above, from $5.84 a month

Forecast, momentum, subscription watch, the price tracker, shops and both iPhone pushes. Pro is $69.99 a year, or $9.99 paid monthly. On Free, the Insights screens show a blurred preview. Compare plans.

04 · FAQ

Questions about insights

Open any question for the full answer.

Ready to try it?

Free, no card, no bank login.

Do I have to scan receipts?

The forecast, momentum, subscriptions and shops work from every transaction, typed ones included. The price tracker needs scans, because it reads the product lines on the receipt.

How much history does it need?

The forecast reads your last 14 days of spending and your income from the last three full months. Momentum flags spikes once a category has three months of history. A product joins the price tracker the second time you buy it, at least a week after the first.

Which currency are the numbers in?

Your main currency. Purchases in other currencies are converted at a daily rate before anything is added up. How multi-currency tracking works.

Is the forecast financial advice?

No. It's arithmetic on your own ledger: a projection of how this month is going, so you can decide what to do about it.