Toshl has been a favourite of travellers and expats for years: it handles almost 200 currencies, including 30 cryptocurrencies, runs on iPhone, Android and the web, and on its Medici plan connects to more than 13,000 banks and financial services. On Pro you can attach up to four photos to an entry, which many people use for receipts.
A photo stored with an entry is still an entry you typed. If you want the app to read the receipt, item by item, and file each thing under its own category, that is where Sorayli differs. Toshl's column below comes only from Toshl's website and App Store listing, read on October 6, 2026. Sorayli is not affiliated with Toshl.
01Toshl and Sorayli at a glance
| Sorayli | Toshl | |
|---|---|---|
| Price | Free, or Pro at $9.99 a month or $69.99 a year. Family is $17.99 a month for up to 5 people. See plans | Free, Pro ($2.99 a month or $19.99 a year) and Medici ($4.99 a month or $39.99 a year), as listed on the US App Store. |
| Bank connection | None, on any plan. | Medici only: over 13,000 bank accounts, credit cards and financial services. |
| Receipts | A scan reads the shop, the date, each item with its price, discounts, tax and the total, and saves each item with its own category. How receipt scanning works | Pro and Medici attach up to 4 photos to an expense or income. The amounts are entered by you. |
| Currencies | 149 currencies. Each purchase keeps what you paid and is converted at a daily rate from the purchase date or up to 7 days before. | Almost 200 currencies, including 30 cryptocurrencies, with "always fresh exchange rates". |
| Free plan limits | 10 receipt scans and 10 AI questions a month, 2 budgets, unlimited typed entries. | 2 financial accounts, 2 budgets and CSV export. |
| Export | Pro and Family export transactions as CSV or the account as JSON. CSV import on every plan. | CSV on Free. Pro adds PDF, Excel, Google and Evernote; the App Store lists OFX and XLS export and PDF reports with optional receipt photos. |
| Where it runs | Web, iPhone and Android. | iPhone, Android and the web. The US App Store listing shows version 3.5.13, dated December 13, 2024, as the latest. |
02A convenience-store receipt from Tokyo
Here is a quick stop at a convenience store in Tokyo on a rainy evening: dinner, a drink, an umbrella and plasters, paid with a transit card.
Family Corner Shinjuku
Tokyo · Mon 5 Oct · 19:42
| Item | Category | Price |
|---|---|---|
| Onigiri salmon2 @ 160Food & Dining | Food & Dining | ¥320 |
| Green tea 500 mlFood & Dining | Food & Dining | ¥140 |
| Egg sandwichFood & Dining | Food & Dining | ¥298 |
| Vinyl umbrellaShopping | Shopping | ¥550 |
| Plasters 20 pcsPersonal Care | Personal Care | ¥330 |
- Subtotal
- ¥1638
- Total
- ¥1638
IC card
In Sorayli, the scan reads five lines in yen, files dinner under Food & Dining and the umbrella under Shopping, and converts the ¥1,638 to your own currency at the rate for October 5. Yen has no decimals, and Sorayli keeps it that way.
In Toshl, you add an expense of ¥1,638, choose a category, and attach the photo if you're on Pro. Toshl converts it with its own exchange rates. If you want the umbrella and the dinner apart, you add them as separate entries. On a two-week trip, that difference is the time it takes to type every receipt.
03Who should stay with Toshl
- You want bank accounts and cards synced automatically. Toshl Medici connects to more than 13,000; Sorayli connects to none.
- You track crypto. Toshl lists 30 cryptocurrencies; Sorayli tracks spending, not holdings.
- You want the lowest yearly price. Toshl Pro is $19.99 a year on the US App Store.
- You like tagging entries with a location, which Toshl Pro offers, and you're happy typing purchases in.
04Where Sorayli fits better
- You want receipts read for you, line by line, instead of typed and photographed.
- You want each purchase converted at the rate for its own date, so a trip's numbers stay tied to the day you paid. How multi-currency tracking works
- You don't want an app connected to your bank. See our guide to tracking expenses without linking your bank.
- You live abroad and shop in local supermarkets. See Sorayli for expats and our guide to tracking spending abroad.
- Number of currenciesToshl
Toshl lists almost 200, crypto included. Sorayli supports 149.
- Reading receiptsSorayli, clearly
Sorayli reads each line into its own entry. Toshl attaches photos to entries you type.
- Automatic bank importToshl, clearly
Toshl Medici syncs banks. Sorayli has no bank connection by design.
- Price of a paid planToshl, clearly
Toshl Pro is $19.99 a year. Sorayli Pro is $69.99 a year, with a free plan that includes 10 scans a month.
- Platformseven
Both run on iPhone, Android and the web.
- Keeping your bank out of itSorayli
Both work without a bank on their lower plans. Sorayli never offers a connection at all.
Our judgment from the two apps' own pages, not a score.
05Moving from Toshl to Sorayli
Every Toshl plan exports CSV. Sorayli's CSV import, on the web and in the iPhone and Android apps, finds columns by their headings: Date, Title, Amount, Currency, Type, Category, Description and Notes. Open Toshl's file in a spreadsheet first:
- Rename the column with each entry's description to Title.
- Keep the currency column, headed Currency, so entries in other currencies keep theirs; rows without one use your base currency.
- Add a Type column with expense or income, and make every amount positive. A row with no type comes in as an expense.
- Rename categories Sorayli doesn't have, or they come in uncategorized. Columns it doesn't recognize are ignored.
Photos attached in Toshl don't come across in a CSV file. Keep Toshl's PDF report with receipt photos, on Pro, as your archive.
Which one, for whom
Choose
Toshl if
- You want bank sync, crypto, or nearly 200 currencies.
- You want the cheapest paid plan.
- You're happy typing each purchase and attaching a photo.
Choose
Sorayli if
- You want receipts read into items, not typed in.
- You want each purchase converted at its own date's rate.
- You don't want an app connected to your bank.
Does Toshl scan receipts?
Toshl lets you attach up to 4 photos to an expense or income on Pro and Medici. The pages we read describe photos stored with entries, not receipts read into amounts or items.
How much does Toshl cost?
Toshl has a free plan. On the US App Store, Pro is $2.99 a month or $19.99 a year and Medici, which adds bank sync, is $4.99 a month or $39.99 a year.
Is Toshl still updated?
On October 6, 2026, Toshl's US App Store listing showed version 3.5.13, dated December 13, 2024, as its latest. Check the listing for anything newer.
Does Sorayli support my currency?
Sorayli supports 149 currencies, including the yen and others written without decimals. Each purchase keeps its original currency and is converted to your base currency.
Does Sorayli track crypto?
No. Sorayli tracks what you spend and earn, not balances or holdings.
Comparing more apps? See the Spendee alternative, the Wallet by BudgetBakers alternative, the Trail Wallet alternative and our list of budget apps that don't link your bank.
- 1Free: 2 financial accounts, 2 budgets, CSV export; Pro: unlimited accounts and budgets, CSV, PDF, Excel, Google and Evernote export, receipt photos up to 4 per expense or income, location tagging; Medici: Pro plus automatic sync of bank accounts and cardsToshl pricingread 2026-10-06
- 2Android, iOS and web appsToshl home pageread 2026-10-06
- 3Almost 200 currencies with always fresh exchange rates, including 30 cryptocurrencies; over 13,000 bank accounts, credit cards and financial services; photos for receipts; PDF reports with optional receipt photos, OFX, CSV and XLS export; Pro $2.99/month or $19.99/year, Medici $4.99/month or $39.99/year; version 3.5.13 dated December 13, 2024Toshl Finance on the US App Storeread 2026-10-06
